MiCA-Compliant • Real-Time Pricing • Instant Settlement

Send Money Worldwide.
P2P Exchange. Best Rates.

MiCA stablecoin-powered FX and remittance. Transfer to 100+ countries with real-time transparent pricing. Trade P2P with verified users. No hidden fees.

EUR → BDT
130.61
0.30% spread
GBP → BDT
162.51
0.30% spread
EUR → NGN
1,650
0.30% spread
EUR → PHP
62.15
0.30% spread
0.30%
Lowest FX Spread (Gold)
100+
Countries
Real-time
Transparent Pricing
24/7
P2P Trading
Remittance Wallet

Everything You Need to Send Money Home

MiCA-compliant multi-currency wallet with real-time rates and instant settlement.

Instant Transfers

Send to bank accounts, mobile wallets (bKash, GCash, M-Pesa), and cash pickup in minutes. Powered by stablecoin rails.

Real-Time Transparent Pricing

See the exact rate before you send. No hidden markups. Mid-market rate displayed alongside our spread. Know exactly what recipient gets.

Multi-Currency Wallet

Hold EUR, GBP, USD in one wallet. Convert anytime at competitive rates. One account, multiple currencies.

Mobile Money

Direct to bKash, Nagad, GCash, M-Pesa, MTN Mobile Money. Instant credit to recipient's mobile wallet.

MiCA-Compliant

EU-regulated. Your money is safeguarded in segregated accounts. Full transparency and consumer protection.

Instant Settlement

Stablecoin-powered backend means no waiting for correspondent banks. Your money moves in real-time.

P2P Exchange

Trade FX Directly With Other Users

Like Binance P2P, but for traditional currencies. Set your own rates, choose your payment method, trade 24/7 with verified users.

Zero platform fees — trade directly with other users
Set your own rates — become a market maker
Multiple payment methods — bank transfer, mobile money
Escrow protection — funds secured until trade completes
Verified traders — KYC'd users with reputation scores
Start P2P Trading
Buy EUR
Sell EUR
MK
MikeTrader
1,247 trades | 99.8%
163.50 BDT
per EUR
€100 - €5,000
bKash, Bank
SA
SarahFX
892 trades | 99.5%
163.20 BDT
per EUR
€50 - €2,000
Nagad, Bank
JD
JohnDoe_UK
2,341 trades | 99.9%
162.80 BDT
per EUR
€200 - €10,000
Bank Transfer
Benefits

Why Expats & Diaspora Choose bnk²

Purpose-built for people who send money home regularly.

Support Your Family

Send money for bills, school fees, medical expenses. Direct to bank or mobile wallet in minutes.

Save on Every Transfer

Our rates beat banks by up to 5%. On €1,000, save €30-50 vs traditional banks.

Scheduled Transfers

Set up recurring monthly transfers. Never miss rent or school fee deadlines.

Rate Alerts

Set your target rate. We'll notify you when market hits it. Lock in the best rate.

Government Incentives

Bangladesh 2.5% remittance incentive automatically applied. Maximize your transfer value.

Family Accounts

Add family as beneficiaries. Quick repeat transfers. Track everything in one place.

Popular Corridors

Send Money to Top Destinations

🇳🇬
Nigeria
1 EUR = ₦1,650
🇧🇩
Bangladesh
1 EUR = ৳131
🇵🇭
Philippines
1 EUR = ₱62
🇲🇽
Mexico
1 EUR = $19.5
🇹🇭
Thailand
1 EUR = ฿39
🇮🇳
India
1 EUR = ₹92
🇵🇰
Pakistan
1 EUR = ₨305
🇪🇬
Egypt
1 EUR = £E54
Pricing

Simple, Transparent Pricing

Choose the tier that fits your volume. Upgrade anytime.

Bronze
1.5% FX spread
Free tier for occasional senders
  • No monthly fee
  • €3 per transfer
  • Bank & mobile delivery
  • Basic support
  • Up to €5,000/month
Get Started Free
Gold
0.3% FX spread
For high-volume senders
  • No monthly fee (€10k min balance)
  • No transfer fees
  • €50,000 free FX per month
  • Dedicated account manager
  • API access
  • P2P market maker status
Apply for Gold
Compare

Full Comparison: €1,000 to Bangladesh

See exactly what each provider charges and what recipient gets.

Provider Type FX Spread Fixed Fee Total Cost Recipient Gets Speed
bnk² Gold Remittance 0.30% €0 0.30% 130,600 BDT 1-2 days
bnk² Silver Remittance 0.50% €2 0.70% 129,800 BDT 1-2 days
Binance P2P P2P Exchange 0%* €0 ~1.0%** ~129,000 BDT Varies
Wise Remittance 0.45% €3.80 0.88% 129,200 BDT 2-3 days
bnk² Bronze Remittance 1.50% €3 1.80% 127,400 BDT 1-2 days
Revolut Standard Remittance 1.00% €5 1.50% 127,800 BDT 3-5 days
Payoneer Remittance 2.00% €15 3.50% 123,900 BDT 1-2 days

* Binance P2P: 0% platform fee, but seller sets rate (typically 0.5-1.5% above mid-market)
** Effective cost depends on P2P seller's spread. Bangladesh 2.5% govt incentive applies to bnk², Wise. Rates as of April 2026.

Start Sending Money Today

Open your free account in 2 minutes. Real-time rates. No hidden fees.

Create Free Account