Accept stablecoin payments up to 5% cheaper than cards

BNK2 gives merchants a smart checkout that presents crypto first when it is cheaper and more likely to convert, while keeping card payments available as a familiar fallback.

Hosted checkout, embedded checkout, API, WordPress and WooCommerce plugins

Select Payment Method

5% Cheaper

USDC

Pay with USDC

$99.95

💳

Card Fallback

$105.00

💰

Save on fees with USDC and EURC checkout

✓

Increase approval with card fallback and smart routing

⚡

Launch quickly with plugins, hosted pages, or API

🎯

Keep customers on your site or use hosted checkout

One checkout. Smarter payment choice.

Intelligent routing shows customers the best way to pay

◇

Stablecoin First When Cheaper

When USDC or EURC offers better fees or conversion rates, present them first. Customers see the value immediately.

⚡

Card as Familiar Fallback

Not everyone wants crypto. Keep cards available for customers who prefer traditional payment methods.

↻

Repeat Customers Get Faster Checkout

Returning customers who've paid with crypto see instant checkout with preset method selection.

⚙

Smart Routing Decides In Real-Time

Rules engine considers acceptance rates, costs, customer history, and merchant rules to route each transaction optimally.

Choose Your Integration

Pick the checkout model that fits your business

█

Embedded Checkout

Keep customers on your site. Drop in our iframe and handle the transaction.

White-labeled
Full control over UX
Highest conversion

↗

Hosted Checkout

Redirect customers to our secure hosted page. Simple and secure.

One-click integration
PCI compliant
Mobile optimized

🛒

WooCommerce & WordPress

Install our plugin and start accepting crypto in minutes.

One-click install
Auto-sync orders
Zero coding

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Direct API

Full control with our REST API. Build anything you can imagine.

Complete flexibility
Webhooks
SDKs included

Stablecoin payments with a real merchant advantage

Crypto doesn't have to mean compromise. Get the benefits of both worlds.

📉

Up to 5% Lower Pricing

USDC and EURC fees are a fraction of card processing costs. Pass savings to customers or pocket the difference.

🔀

Route to Lowest-Cost Rail

Automatically route each transaction to the cheapest method. No manual configuration needed.

🛡

Card Fallback Where It Matters

Customers uncomfortable with crypto fall back to cards. Increase conversion without losing anyone.

⚡

Repeat Customers Faster

Customers who've used crypto before see instant checkout. Reduce friction on second purchase.

Smart routing: The decision engine

Real-time scoring decides the best payment method for each customer

Card Acceptance

Cost Advantage

Customer History

Merchant Rules

→

⭐

Recommend
Highest-Converting

💰

Present
Lowest-Cost

🛡

Fall Back
to Card

Make repeat crypto checkout easier than card

Returning customers spend less time in checkout

✓

Preselect Last Successful Method

Customer's preferred payment method is already selected. One click to complete.

📱

Wallet Deep Link or QR

For crypto, open directly in customer's wallet. No seed phrases, no copy-paste.

🔄

Card Backup Always Available

If wallet is unavailable, card is ready. No failed checkouts.

⚡

Account Creation for Faster Future

Customers can save payment methods. Next time is even faster.

Accept the currencies your customers use

USDC

USD Coin - Stablecoin

EURC

EUR Coin - Stablecoin

Settle in cryptocurrency, fiat, or a blended mix. You choose.

Crypto Settlement Fiat Settlement Blended

Start fast with WooCommerce or WordPress

From installation to live in under 5 minutes

Install Plugin

One-click install from WordPress marketplace

→

Connect Account

Link your BNK2 merchant account

→

Choose Mode

Embedded or hosted checkout

→

Go Live

Start accepting payments immediately

Developer-first when you need it

Full control with complete API documentation

📚

Complete API Docs

Every endpoint documented with examples in multiple languages.

💻

Checkout Examples

Copy-paste examples for React, Vue, vanilla JS, and more.

🔧

SDKs Included

Official SDKs for JavaScript, Python, Go, and Rust. Stay updated automatically.

🪝

Webhooks & Events

Real-time events for every transaction state. Integrate anything.

Pricing comparison

Smart checkout reduces your cost per transaction

	Card Only	Crypto Only	Smart Checkout
Processing Fee	2.9% + €0.30	0.5%	Dynamic
Chargebacks	Common risk	Not applicable	Reduced
Settlement Time	T+2 days	Instant	Mixed
Setup Complexity	Standard	Standard	Standard