Stablecoin-backed FX and remittance to supported countries. See fees and spreads before you confirm. P2P where we offer it, with identity checks on participants. Pricing is shown in the quote flow.
Figures above are illustrative; your live quote in the app may differ.
Multi-currency wallet with live rates. Time to the recipient depends on the payout rail and corridor—your quote shows the expected range.
Send to bank accounts, mobile money, or other rails we support in each corridor—for example bKash, Nagad, GCash, or M-Pesa where available. Delivery is usually about one to two business days for standard remittance unless your quote states otherwise.
See the exact rate before you send. No hidden markups. Mid-market rate displayed alongside our spread. Know exactly what recipient gets.
Hold EUR, GBP, USD in one wallet. Convert anytime at competitive rates. One account, multiple currencies.
Direct to supported operators such as bKash, Nagad, GCash, M-Pesa, or MTN Mobile Money where we offer that payout. Credit time depends on the partner rail and is shown in your quote.
We operate under applicable licensing and use MiCA-aligned electronic money tokens where required. How we hold and safeguard funds for your product is described in our terms and regulatory disclosures—not all protections apply in every region.
Stablecoin infrastructure can shorten internal processing. Payout to your recipient still follows partner cut-offs and compliance checks, so it is not instant in every case.
Peer-to-peer matching on supported pairs. Set your own rates and payment method where we offer P2P. Other users complete identity checks; trading hours and fees follow our pricing page.
Illustrative example only—not live offers or real traders.
Purpose-built for people who send money home regularly.
Send money for bills, school fees, medical expenses. Direct to bank or mobile wallet where supported; delivery time is in your quote.
Many customers pay less than typical bank FX and wire fees—compare your live all-in quote with your bank on the same day; savings vary.
Set up recurring monthly transfers. Never miss rent or school fee deadlines.
Set a target rate and we notify you when the market reaches it. Execution still follows your confirmation and available liquidity.
Some corridors (for example Bangladesh) may offer government incentives for qualifying remittances. Rules change; we do not guarantee eligibility—check the quote details and official programme terms.
Add family as beneficiaries. Quick repeat transfers. Track everything in one place.
Illustrative rates for marketing display—always confirm live numbers in the app before you send.
Choose the tier that fits your volume. Upgrade anytime.
We do not publish other providers’ live fees here—they change by the hour. Your bnk² quote shows spread, fixed fees, and estimated amount to the recipient before you confirm. For a fair comparison, open any other provider’s calculator on the same day, with the same send amount, funding method, and payout method.
What you should compare
Previous versions of this page showed a static table of competitor figures—that is easy to get wrong and goes stale. We removed it on purpose.
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