We are bnk²

bnk² is a crypto acquiring platform and MiCA-compliant stablecoin remittance wallet. We built a proprietary payment Switch that routes between crypto and fiat rails — enabling merchants to accept USDC and EURC payments and receive settlement in fiat or stablecoin, and consumers to hold, send, and receive stablecoins globally with sub-cent fees.

The Switch is multi-chain by design: Base first (for <$0.01 gas and 2-second blocks), with Ethereum, Polygon, and Arbitrum support via an adapter pattern. This is not just another crypto wallet — it is infrastructure-grade payment switching for stablecoins.

bnk² is registered as a Virtual Asset Service Provider (VASP) with the Polish Ministry of Finance (RDWW-1587). We use only MiCA-compliant stablecoins (Circle USDC and EURC), implement Travel Rule (Art. 76) for transfers above €1,000, and screen every transaction through Chainalysis AML. Our team consists of fintech veterans with 25+ years of experience across SWIFT, the European Central Bank, Vocalink, and the European Banking Association.