Merchant Acquiring
Crypto Merchant Acquiring
Stablecoin-first checkout with fiat settlement and card fallback.
HOW IT WORKS
The Switch routes. You settle.
One API call creates a checkout. Your customer pays in USDC or EURC. The Switch confirms on-chain, converts if needed, and settles to your account. Done.
Get your API Key
Three steps to settlement
1
Create checkout
2
Customer pays on-chain
3
Settled in seconds
THE SMART SWITCH
Card + Crypto. One intelligent switch.
The BNK2 Switch ranks payment rails by predicted conversion, cost, and payer familiarity. Card declined? Crypto fallback fires instantly. Returning crypto user? Their preferred wallet opens in one tap.
⇄
Smart Acceptance
Approval-led routing across card and crypto. The Switch picks the highest-converting, lowest-cost rail for every transaction.
⚡
Cascade Fallback
Card declined? Crypto offer fires instantly. No lost sales. No card chargebacks on the crypto rail. We recover revenue other processors lose.
🧠
Payer Memory
Returning crypto payers are recognized and routed to their preferred wallet flow first. Second time crypto is faster than card.
For Merchants
Accept stablecoin payments globally
Fiat Settlement
Settle to your bank account daily or hold as stablecoin. From 0.7% acquiring + 0.6% conversion. T+0 same-day or free T+1 settlement. No card chargebacks on the crypto rail.
Merchant Dashboard
Instant Finality
Base L2 confirmations in under 1 second. Your customers pay, you see funds immediately. Webhook fires the moment payment is confirmed on-chain.
View Live Demo
Simple API
RESTful checkout API with webhooks. Create a payment intent, redirect the customer, receive settlement. HMAC-signed webhooks for every event.
API Documentation
Global Reach
Accept payments from 180+ countries. No FX risk — stablecoins are pegged 1:1 to fiat currency. USDC for dollars, EURC for euros.
Real-Time Dashboard
Track deposits, settlements, and conversion rates. Export reports for accounting and compliance. Monitor every transaction in real time.
Merchant Dashboard
VERTICALS
Applicable Verticals
Applicable for selected regulated and high-risk online merchants, subject to underwriting, legal review, and jurisdictional approval, including:
📈
Investment brokers (Forex, CFD, and multi-asset)
💱
Crypto-asset service providers (CASPs) and exchanges
🎮
Gaming and iGaming
🎰
Licensed gambling operators
🌐
Affiliate-led digital commerce
Pricing
Transparent tariff
Standard
Setup fee
EUR 700 (one-time)
EUR 700 (one-time)
Monthly fee
EUR 300
EUR 300
Processing
0.7%
0.7%
Conversion
0.6%
0.6%
Payout
EUR 50 per payout
EUR 50 per payout
Settlement
T+0 same-day or free T+1
T+0 same-day or free T+1
Enterprise / High-Risk
Custom pricing for high-volume merchants, regulated verticals, and bespoke settlement requirements. Contact our sales team for a tailored proposal.
Contact Sales
WHY BASE
Built on Base. Designed for every chain.
Base (Coinbase L2) gives us sub-cent gas, 2-second blocks, and native Circle USDC/EURC. Our adapter architecture supports Ethereum, Polygon, and Arbitrum from day one — ship on Base, expand everywhere.
<$0.01
Gas per TX
2s
Block Time
MiCA
Circle EMT (MiCA-compliant stablecoins)
Compliance First
Built for EU regulation from day one
VASP Registered & MiCA-Compliant Stablecoins
Polish VASP registration (RDWW-1587). Only MiCA-compliant stablecoins: Circle USDC and EURC (Electronic Money Tokens). No USDT, no unregulated tokens.
Travel Rule & AML
Travel Rule (MiCA Art. 76) for transfers over €1,000. Chainalysis screening on every transaction. Sanctions checks, PEP screening, and automated compliance holds.
Start accepting crypto payments
Integrate the bnk² checkout API in minutes. Stablecoin-first with card fallback. Fiat settlement to your bank account.
